What's Inside

Honeywell Federal Credit Union is Now Endura Financial

Online Banking Basics

79th Annual Meeting and Board of Directors Election

Watch Out for Rising Debt

Retirement Investment Options

IRAs at Endura Financial
Retirement Investment Options

IRA products available at your credit union provide you with a safe way to save for retirement without having to worry about possible loss of principal or be concerned about administrative fees. And along with that safety and security, we have products that support whatever investment strategy you choose. Whether it's to track the market in an environment of rising rates or to lock in a fixed rate of return and know exactly what your investment will yield, you're sure to benefit.

Your Investments Are Insured
We've been serving our members for more than 78 years under the safety and security of the National Credit Union Administration. Through them, all of your retirement investments with us are insured up $250,000. And investing with us is convenient as well. Your IRA investments renew automatically, so you won't have to worry about notifying us about your intentions for a certificate that's about to mature. We will notify you three weeks before the maturity date, and you even have up to 10 days to make

The Answers You Need
To find the IRA that's right for you, log on to www.endurafinancial.com/iras to learn about all of our retirement products and services. Or better yet, talk to a Retirement Specialist by calling 1-800-533-4004 and pressing 7.

TurboTax® Online – Coming Soon
TurboTax Online is the easiest way to do your taxes and the quickest way to get your refund. Log on to our website and click on the TurboTax Online link in the Specials and Promos section. This year, you have the option to do it yourself or prepare your return with a tax professional online.

Winter 2007