You're required by law to provide the requested information to the Census Bureau – but it's important to be cautious when providing your personal information to someone you don't know.
Even if you've experienced declines in your own retirement accounts, don't let today's economic climate negatively impact your savings plans for the future.
It's true that the lending landscape has changed, but there are still opportunities to borrow money at affordable rates and reasonable terms – and American First Credit Union is a great place to start!
People who have limited credit history or past credit problems may find it difficult to qualify for a conventional mortgage to buy a home. In many cases, an FHA loan can help.