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A Great Retirement Starts with a DCU IRA*
Why consider a DCU IRA? With
no administrative fees, no annual
fees, and no or low minimum
balances it is even easier to save!
And, there is no risk! Your IRA
funds are federally insured up to
$250,000 by the National Credit
Union Administration (NCUA), a
U.S. government agency, separately
from your other DCU accounts.
Any DCU member with earned
income can open a Savings IRA
with as little as $10 and add
money at any time. You can
make lump-sum contributions
and small deposits. You can
make current-year contributions
through weekly or biweekly
automatic transfers. You can
even arrange to have the funds
in your employer's qualified
retirement or 401(k) plan "rolled
over" to an IRA when you
change jobs or retire.
DCU Has Many IRA Options
Certificate IRA – allows you to
lock in the highest dividend rate
on your retirement funds. With a
low minimum balance, you can
choose terms from 3 to 60 months.
Money Market IRA –offers a
low $1,000 minimum balance to
earn dividends and
tiered rates.
Savings IRA – has a competitive
variable rate and no
minimum balance requirement.
DCU also offers small business
IRAs such as Simplified
Employee Pension (SEP) and
Savings Incentive Match Plan for
Employees (SIMPLE).
Open an IRA Today
It's easy to open and contribute
to an IRA with DCU's
Retirement Central Service
Center at dcu.org. This online
service has interactive educational
information and articles to
help you at any stage of your
financial life. You can also complete
your IRA forms online.
To learn more about IRAs or to
view Money Market IRA, Savings
IRA, and IRA Certificate rates
visit dcu.org or call
508.263.6700 or 800.328.8797.
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