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Checking Account


If you're reading Members' Monthly, chances are you already have a DCU checking account. But are you getting the maximum benefits DCU Checking can bring? When you participate in Loyalty Checking or Loyalty Checking Plus, you automatically get many additional benefits that save you money or increase your earnings. Why do we do this? To repay your loyalty to DCU with additional value. The more you use DCU, the more you'll benefit from the services you use and the extras we provide. Do more, get more.

With Loyalty Checking, you'll get all the benefits of a basic DCU checking account plus:
  • Free unlimited ATM transactions at ATMs everywhere
  • Non-DCU ATM surcharges reimbursed automatically – up to $5 per month
  • Special Loyalty Checking dividend rates
  • Special Loyalty Checking loan rates
  • Get paid up to two days early with Direct Deposit
  • Free DCU Custom-style checks – one box per year
There are three ways to automatically qualify for Loyalty Checking benefits:
1. If you make signature or PIN purchases with your DCU Check Card (New!).

2. If you have a DCU Checking Account and maintain Direct Deposit of your net pay, Social Security or pension.

3. If you use DCU's FREE Bill Payer regularly.

With Loyalty Checking Plus, you'll get all the benefits above plus:
  • Special Loyalty Checking Plus dividend rates
  • Certificate add-on rate bonus
  • Multi-vehicle loan discount
  • $300 cash back on a NEW DCU First Mortgage
  • American Dream Home Ownership Program
  • Unlimited free DCU Custom-style checks
  • Free American Express® Travelers Cheques

To qualify for Loyalty Checking Plus benefits, all you have to do is have a DCU checking account, maintain Direct Deposit of your net pay, Social Security, or pension, and/or use Bill Payer regularly. You must also open or have an existing DCU Visa® Credit Card and use it as your everyday card and do at least one of the following:
  • Have an open DCU Mortgage, Home Equity, Auto, or other loan account*
  • Have your life insurance or long-term care insurance, or maintain investments of $1,000 or more with DCU Financial
  • Insure your home, property, or vehicles with DCU Insurance
  • Keep $250 or more in a DCU Savings Account, Money Market, Ltd, Certificate, IRA, or other non-checking savings account (the full $250 must be kept in one savings vehicle)
Start Getting More Today!
Call 508.263.6700 or 800.328.8797 or visit dcu.org to find out more about how to qualify for Loyalty Checking or Loyalty Checking Plus benefits!

  *  This does not include previously opened Advantage Credit Lines.

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