DCU Is Here to Help

When the going gets tough, the tough get going. This phrase hits especially close to home these days – just about everyone is dealing with the effects of the slumping economy and trying their best to protect their finances. America is resilient, and we know our members are too. You can count on DCU to help you manage your money wisely during this challenging time.

Alternative Savings Products
DCU Financial was created to support the credit union's vision – that all members achieve their financial goals. Realizing the need for a variety of services and products to meet all client needs, and also give you maximum choice and flexibility, a DCU Financial Consultant can help you consider the advantages and disadvantages of a variety of products to find the option that's right for you. Please call us today to explore these options:

• CDs
• Money Market Funds
• Fixed Annuities
• Alternative Savings Products
• Investments
• Insurance

Our contact information is on the menu page.

Advice-based services such as investing, retirement, and education planning, and many others are provided by licensed financial consultants. Our purpose at DCU Financial is to help you achieve your financial goals through financial services that go beyond the traditional savings and lending services you might expect from a credit union.

Financing Big Purchases
If you're in the market for a home or car, now may be a good time to buy and take advantage of lower prices. DCU can work with you to ensure a mortgage or auto loan will fit your needs and budget so you don't get in over your head.

DCU offers New and Used Auto Loans. If you financed a car at another financial institution, DCU may be able to save you money with a Second Chance Auto Loan. Contact our Information Center (see phone number in the Contact Us box on the menu page.) or stop by any branch to see if we can give you a lower rate and/or monthly payment.

Budgeting Resources
PC Branch, DCU's online banking system at dcu.org, gives you quick access to all your DCU accounts, including DCU Checking. You can check your accounts any time of the day or night to keep tabs on your spending and saving, and make transfers between accounts. With PC Deposit you can deposit checks from home, work, or any place you have a scanner – saving time and money on gas.

ACH Bill Payer: Another Way DCU Simplifies Your Life
With Pre-Authorized Payments, also known as ACH, the biller electronically charges your checking account for the amount due on the due date. You don't need to send the money early. The name of the biller and the amount will appear on your monthly DCU statement. You only need to deduct the amount on your check register. Most power, telephone, and insurance companies offer this service. Contact the company and inquire if the service is available. Typically, your signature on their form and a voided DCU check is all the company will need.

To learn more about the products and services that can help you and your finances stay tough, visit dcu.org, stop by any DCU branch, or call the Contact Us numbers listed on the menu page.