
Do More, Get More with Your
DCU Checking Account
If you're searching for checking with great value, look no
further than DCU. For example, Basic Checking at DCU –
FREE Checking, Dividend Checking, and Premier
Checking – offers these benefits:
- FREE DCU Visa® Check Card with free purchase transactions.
- FREE PC Branch internet banking with FREE Bill Payer and PC Deposit.
- FREE 24-hour phone access with Easy Touch Telephone Teller.
- FREE access to all DCU ATMs.
- FREE unlimited check writing.
- FREE online check images, a year's worth, front and back.
- FREE pre-authorized payments and transfers.
- FREE monthly eStatements (paper statements are also available).
- FREE Members' Monthly newsletter.
Take Checking Benefits Even Higher
The more you use DCU, the more ways you can save more money and increase
your earnings. You can take your checking benefits even higher with Loyalty
Checking and Loyalty Checking Plus.
Loyalty Checking includes all the Basic Checking benefits, plus:
- FREE unlimited ATM transactions at ATMs everywhere – save $1 per transaction at non-DCU ATMs.
- Automatic non-DCU ATM surcharge reimbursement, up to $5/month, $60/year, with no receipts to turn in.
- Payroll deposits up to two days early with Direct Deposit, depending on when we receive the transmission.
- FREE DCU Custom style checks, 50 checks per year.
To qualify for Loyalty Checking benefits, each month you need to:
- Maintain Direct Deposit of your net pay, Social Security, or pension into
your DCU Checking Account, or
- Make regular purchases with your DCU Check Card.
Loyalty Checking Plus kicks things up one more notch. Receive all the
Basic Checking and Loyalty Checking benefits, plus:
- Automatic non-DCU ATM surcharge reimbursement, up to $10/month,
$120/year, with no receipts to turn in.
- Special Loyalty Checking Plus Certificate rates. Receive DCU's best rate
when you open or renew a DCU Certificate.*
- Special Loyalty Checking Plus Loan rates. Pay ½% less on most consumer
loans with electronic loan payments.
- Up to one overdraft transfer fee reimbursed per month.
To qualify for Loyalty Checking Plus benefits, you need to qualify for Loyalty
Checking, and
- Use your DCU Visa Credit Card as your everyday card, or
- Have an active loan with DCU.
Rewarding Your Loyalty
There are no fees or high minimum balances to obtain Loyalty Checking and
Loyalty Checking Plus benefits. These benefits are to thank you for being a
valued DCU member. To determine your current DCU Checking level, you can
stop by any branch or call the Information Center at the number listed in the
Contact Us box below. Or log in to PC Branch at dcu.org and check your
message on the account summary screen. Your Loyalty Checking level is
updated at the beginning of each month.
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