The subprime mortgage crisis is now affecting the college loan industry – there are cutbacks on federal loans and college financing is harder to find. The good news? DCU has loans available to fill the funding gaps that federal aid can leave behind.

DCU now offers Credit Union Student Choice loans. If you have exhausted federal student aid (such as Stafford Loans), the Credit Union Student Choice loan may be right for you.

• Zero origination fees
• Lower interest rates
• Deferment of principal AND interest while
  in school
• Flexible repayment terms for lower initial payments after graduation
• A loan granted and held by DCU – a lender relationship you can trust

Students enrolled at least half-time in a degree-granting program with a qualified co-signer are eligible for a Student Choice loan. Once approved, students can borrow from $1,000 up to $30,000 per year based on the cost of attendance (less any other aid received). The total amount that can be borrowed throughout a college career is $75,000. Disbursements are sent directly to the school once school certification is received.

DCU Is Here for You
Savings, scholarships, and student loans can help make higher education affordable. Learn more about scholarships and federal aid through your school's counseling office. For more information about DCU's student loan options, visit our web site at dcu.org, stop by any branch, or call a Member Service Representative at 800.324.1589. Our Student Loan Call Center is open 24 hours a day, seven days a week.