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Mechanical Breakdown Insurance
Help Keep Your Vehicle Running Longer

If you plan to drive your car for many years and want to keep it in safe and reliable condition, Mechanical Breakdown Insurance (MBI) may be a good investment for you. MBI is available through DCU at about half the cost of an extended warranty from a dealer. Because it’s an insurance option, its coverage and premiums are regulated by state insurance departments.

Choose the Plan That’s Right
for You

There are three MBI plans designed exclusively for DCU members, and you can choose one based on your needs and budget. Each plan offers a choice of deductible and optional benefits. MBI offers fair prices for new and used cars, and it can typically be used at a repair shop of your choice (many dealer extended warranties limit work to specific dealerships). All MBI plans include nationwide protection, 24-hour roadside assistance, car rental coverage, and trip interruption coverage.

Available coverage includes:
  • Engine – diesel and rotary
  • Cooling system
  • Fuel pump
  • Transmission
  • Steering
  • Brakes
  • Electrical and electronics
  • Suspension
  • And more
There’s never a wrong time to consider an MBI plan for your car. If keeping your vehicle on the road for years to come is important to you, consult with a DCU loan representative about MBI. Stop by any DCU branch, call our Information Center at the numbers listed on the menu page, or visit dcu.org.


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