Travel the World!

Have you heard this airline credit card promotion?
Sign up for our airline's credit card now, and we'll give you a free round-trip ticket to anywhere in the continental USA! Plus, we'll give you 5,000 bonus miles on top of that! Yes, these miles can be used to get more free tickets. The sky is the limit, and it doesn't cost you anything.

let's have a look at these claims
They give you the 5,000 free miles, but did you know that is not enough to buy a free trip? Many of these credit cards require you to spend a lot of money before you get the miles. On some credit cards, you have to spend up to $100,000 to get a free trip from New York to Washington, D.C. Wouldn't it be cheaper to buy the actual ticket in the first place? This tells you not to get a credit card because of the "free" stuff they "give" you.

• High fees. Some credit card companies charge you an annual fee of $100 to use their card, while others are free.
• High interest rates. With many of the free credit cards you can be charged an interest rate of 19.9% or more, even when you deserve a much lower rate. Some of the worst cards can charge you 35%!
• Penalty rates. If you are a day late on your payment some credit card companies will bump your interest rate up from 17% to 25%. If you do it again, you're charged 35% on your next bill!

Young people are many credit card companies' favorite victims. Don't fall for their scams.

here's the dcu fix: "sucker punch!"
"Sucker Punch" is an interactive FoolProof Solo module about credit cards. The "Sucker Punch" module gives you the down and dirty on all the credit cards out there.

To access the program, visit FoolProof Solo.

Watch the videos, sign up, and learn to avoid credit card sucker punches right away.
And check out Sylvester's music while you're there! Just click on his bio.

Good luck!

Cheers,
Will