Save More with a Quick Start Certificate

As a young person, you may think you don’t get as many deals in life as adults. But if your goal is to save more money, DCU has something just for you – a Quick Start Certificate. This savings opportunity is available just for DCU members under age 23!

what is a certificate?
A certificate is an account that offers a higher dividend rate than a traditional savings account. When you open a certificate, you choose a term – for example, six months or one year – and the money you put in the certificate will grow at a guaranteed rate.

A certificate is different than a traditional savings account because there is a penalty if you take money out of your certificate before the term is up. So it’s best to keep some money in a regular savings account for emergencies and put extra money you may have in a certificate. If you can commit to a few months without withdrawing your funds, a certificate rewards you at the end of the term with more money!

quick start details
DCU members under age 23 can open a Quick Start Certificate with just $100. And here’s where you get an “adult” perk – you’ll earn the Loyalty Checking dividend rate and the same terms as a regular $500 minimum DCU Certificate account. You can check out DCU Certificate rates at dcu.org.

A Quick Start Certificate is a great way to save money toward something big, such as a car, college, or a trip abroad. At the end of the term, you can choose to have the funds transferred to your DCU Savings Account, or you can invest your earnings in a new certificate to keep earning more. No matter which types of savings accounts you use at DCU, your funds are federally insured by the National Credit Union Administration.

start today!
To learn more about a Quick Start Certificate, or to open one, visit any branch or call 508.263.6700 or 800.328.8797. Or download a DCU Certificate Application and Disclosure at dcu.org.