Ways To Align Your Spending
With Your Values
Many people have had to be more careful with
their money over the past few years. When you
don’t have as much money as you’d like, you
have to make choices about how to spend it.
That forces you to think about what’s really
important. The things that you value highly are
what you’ll spend money on. But keeping your
spending in line with your values isn’t just for
when times are tight.
Will you be living on your own soon, or are you
now? That means being responsible for bigger
spending decisions. And that’s when it
becomes a real challenge to keep your values
dictating your spending. For example, you may
have a big, important financial goal in mind,
like buying a car, renting an apartment, or
affording a home. Those are goals that will
likely require you to save toward them for a
Be aware of spending
So how do you keep your big important goal in
mind when you have $20 in your pocket and
there’s a new movie showing at the local movie
theater? Or your friends are getting together at
your favorite restaurant? Try these tips:
- Decide to save a certain percentage of your
money. Choose an amount that makes good
progress on your savings goal but doesn’t
make you feel like you can’t have any fun.
- Keep a picture or something else that
represents your big goal where you’ll see it
often. Your wallet is a good place, because
then you’ll see it right at the time you’re
about to spend money on something else.
- Keep your savings safe and growing.
Every time you get money, whether from a
paycheck or a gift, deposit the percentage
that you’ve chosen into your savings account
at DCU. As your income grows, consider a
DCU certificate to help you save more. Learn
more about DCU’s array of savings products
HAVE YOU TRIED FINANCEWORKSTM ?
It’s a great tool available through PC Branch that
gives you a complete financial picture of your
accounts. It will show you where you are spending
your money so you can find ways to save!