Feeling Like the Poor Kid on the Block?

Being a cash-poor student or recent grad can be tough, especially if it seems that all of your friends have more money than you do. When they're pressing you to go on spring break or on a shopping spree, and all you have on your mind is how you're going to pay for this semester's books or next month's rent, what can you do to beat the
money blues?

money isn't everything
There will always be someone out there who has more than you do – whether it's a roommate whose parents shower them with money, or a friend who just bought a new car. The best way to battle feelings of not having enough is to focus on what you do have. Count the things in your life that you treasure that didn't cost any money, like your friends and family.

To help control costs, try becoming your group's social organizer. Find the bargain restaurants or cafes, pursue free activities like playing sports in the park, or rent movies instead of shelling out $8 or $9 a ticket.

• Budget money each month – even if it's a small amount – to buy something you want so you don't always feel deprived.
• Take advantage of DCU's money-saving products and services, such as free checking, online banking, free Bill Payer, and surcharge-free ATMs.
• Use direct deposit – it's the fastest way to get money into your DCU account.
• Deposit or transfer funds into your DCU Savings Account to earn dividends and keep your money working for you.

By taking control of your money, you may find it easier to focus on the important stuff in your life.