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Test Your ID Theft IQ

You might think identity theft can't happen to you, but it's easier than you think to make mistakes that could potentially open the door to identity thieves. Answer the following questions to test your identity theft IQ, then total your score.

  1. My Social Security number can be found in my wallet, on my driver's license or on personal checks.
    Yes = 0 No = 3
     
  2. I provide my Social Security number when asked, without inquiring why it is necessary or how the information will be protected.
    Yes = 0 No = 3
     
  3. I use a cross-cut shredder to destroy all pre-approved credit offers, convenience checks, balance transfer checks, and mail that includes personal information.
    Yes = 3 No = 0
     
  4. I only give out personal information in response to a telephone call or e-mail that I initiated and know to be legitimate. Yes = 3 No = 0
     
  5. I send and/or receive mail using an unlocked, unsecured mailbox. Yes = 0 No = 3
     
  6. When sharing personal information, I am conscious of people who may be trying to eavesdrop or glimpse my information. Yes = 2 No = 0
     
  7. I have ordered a copy of my credit reports during the past year. Yes = 2 No = 0
     
  8. When using the Internet, I make sure my firewall and antivirus software is updated. Yes = 2 No = 0
     
  9. I immediately delete emails and hang up on phone calls from people I don't know. Yes = 2 No = 0
     
  10. I keep sensitive financial information and passwords in a locked or protected area of my home that can't be accessed by visitors. Yes = 2 No = 0
Scoring: 25-20: You're at the head of the class! 19-15: Consider brushing up on your ID theft prevention techniques. 14 or below: Contact DCU by visiting dcu.org, or calling 508.263.6700 or 800.328.8797, for some free tutoring about how to protect your finances.

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Digital Federal Credit Union
PO Box 9130
NCUA DCU is an Equal Housing Lender Marlborough, MA 01752-9130
508.263.6700 • 800.328.8797 • dcu.org • dcu@dcu.org
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