Tony D'Astice
Office: 866.934.5197
E-mail: anthony.dastice@LPL.com
Changing Jobs?
Keep Your Retirement on Track

If you're approaching retirement, anticipating a job change or recently made a job change, you will be faced with making one of the most important decisions affecting your retirement savings, "What shall I do with my 401(k)?"

Deer Valley Credit Union Your 401K Rollover Headquarters can help determine the option that is best for you. You can leave the account where it is (depending on the amount), roll it into your new employer's plan, cash it out or roll it over into an IRA (individual retirement account).

Financial experts agree that cashing out a 401(k) can have a significant negative impact on your financial security during retirement because of the potential for stiff penalties and tax consequences. If you cash out a 401(k), you could be liable for ordinary income tax, plus a 10% penalty, plus state and local taxes on your distribution. Depending on your tax bracket, that could take a 40% to 60% bite out of your retirement nest egg.

Don't get caught making the wrong decision, understand your choices. RSVP for our upcoming workshop to 866.934.5197.

Join us for this very important workshop.

When: April 22
Where: Sheraton Tucson
5151 E. Grant, Tucson, AZ 85712
Time: 6 – 7:30 p.m.

When: April 23
Where: Rio Vista Rec Center
8866-A W Thunderbird Rd, Peoria
Time: 6 – 8 p.m.

When: April 25
Where: Embassy Suites Hotel
4400 S. Rural Road, Tempe
Time: 10 a.m. – 12 noon

Inside Rio Vista Community Park
N of T-Bird ¼ mile west loop 101

Securities and Insurance products are offered through LPL Financial and its affiliates, member FINRA/SIPC. Deer Valley Credit Union is not a registered broker-dealer nor affiliated with LPL Financial.

NOT NCUA/NCUSIF INSURED • NOT A DEPOSIT
NOT GUARANTEED BY THE CREDIT UNION OR LPL •
NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY •
MAY LOSE VALUE