What's Inside

Offering the Convenience
You Expect

Now's the Perfect Time
to Get Ahead

Is Your Retirement Plan
on Track?

Struggling with Rising Mortgage Payments?

Board of Directors Nominations Open

Holiday Schedule

Surcharge-free ATMs and Shared Branch Locations
Offering the Convenience You Expect

You may know about the credit union advantage – our credit union is designed to work for you, our members, and not for profit. That means lower loan rates, higher savings rates and fewer and lower fees on services than banks.

But do you worry that you'll be stuck paying fees at the ATM because you do business with a credit union rather than a large chain bank? Or do you think you must conduct all your financial transactions at your home branch?

Well there's good news – you don't have to sacrifice convenience to bank at Endura Financial, because we are a member of the CO-OP Network and CU
Service Centers.®

Created through the cooperative efforts of many credit unions, the CO-OP and CU Service Centers networks provide members with free services nationwide.* We're happy to say that our members receive the convenience of accessing money at surcharge-free ATMs and conducting financial transactions at shared branches throughout the country.

Surcharge-free ATMs
Paying a few dollars here and there in ATM surcharges can add up over the course of a year. Our membership in the CO-OP Network allows our members surcharge-free access to more than 25,000 ATMs nationwide. Plus, you have access to surcharge-free ATMs at qualifying Instant Cash machines and on-premise Wells Fargo Bank locations. To find a surcharge-free ATM near you (or near your travel destination), visit www.endurafinancial.com and click on Locate Us.

Account Access at Shared Branches
With CU Service Centers' Shared Branching, you can receive most of the in-branch services that Endura Financial offers, but at another credit union's branch location. Our membership in this network means that at more than 2,000 credit unions across the country you can:

  • Cash checks
  • Make deposits and withdrawals
  • Inquire about your balance
  • Purchase checks, traveler's checks and money orders
  • Make loan payments

All you need to conduct these transactions are your account number and a valid government-issued photo identification, such as a passport or driver's license. To find a CU Service Center near you, visit www.endurafinancial.com and click on Locate Us.

Committed to Serving You
At the core of everything we do is an enduring commitment and focus on you, our members. As your financial partner, we will provide easy, 24-hour online access, best-in-class services, and personal attention to help you reach your goals and secure a sound financial future. To learn more, please visit us at www.endurafinancial.com.

EFFCU cannot guarantee the accuracy of non-EFFCU Surcharge-free ATM or Shared Branch locations. You may view our policy regarding Third Party Links and Endorsements at www.endurafinancial.com/aboutus_policies.asp.


Fall 2007


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