Now's the Perfect Time to Get Ahead

Daylight Saving Time ends on Nov. 4, and people across the country will "fall back" – that is, set their clocks back one hour. But autumn is more than just a time to fall back; it is also a great time to get ahead.

Many employers review and renew benefits in the fall; as a result, you may be examining your insurance plan, your 401(k) and investment elections, your Flex Spending Account (FSA) for child care and unreimbursed medical
expenses … and more. On top of this, you may be wondering how to build your emergency fund or save for long- and short-term goals. Endura Financial can help you plant the seeds of saving now, paving the way to a bountiful harvest in
the future.

Get Ahead Savings
Endura Financial's Get Ahead Savings account provides you with an easy way to build your savings gradually through automatic paycheck deductions. You'll enjoy an attractive annual percentage yield while your money grows steadily, month by month. And with our tiered rate structure, the more you contribute, the higher your yield. Check out current Get Ahead Savings rates and use our savings calculator at www.endurafinancial.com to determine the amount you'd like to save.

No Time Like the Present
As you consider your employer's benefits package, make sure you don't shortchange your personal savings plan. It makes sense to take stock of your finances and put your savings goals in motion now, before holiday spending and year-end tax deadlines. For more information about our Get Ahead Savings account and Endura Financial's other high-yield savings options, call an EFFCU Member Service Representative toll-free at 1-800-533-4004 or visit our website at www.endurafinancial.com.

Limit one (1) Get Ahead Savings withdrawal per month to avoid fees. The Get Ahead Savings requires monthly electronic deposits; lump sum transfers or deposits of new money are only accepted one (1) time upon account opening, not valid on sub-accounts. Dividends will compound monthly and be paid quarterly. Fees may reduce earnings, and all rates are variable and subject to change.