A Soft Seller's Market?
Maybe It's Time to Remodel

Being a seller in today's housing market is tough. There are many more homes on the market than last year, and all are competing for the attention of a smaller number of buyers. Now just might not be the right time to sell your home.

However, maybe you need more space for a growing family. Or perhaps your outdated kitchen is so inefficient that you've found yourself eating out every night. Buying your dream house with more bedrooms and a gourmet kitchen might solve your problems – or you could stay out of the difficult housing market altogether and remodel instead.

Benefits of Remodeling
Remodeling can be a good way to get the space you need without the hassle of selling your home. If you enjoy the location of your home, it's an even bigger incentive to stay put and turn the house you already own into the house of your dreams.

Another bonus to remodeling is that by bringing your home up to date or expanding the square footage, you can expect to recoup some of the costs if you do decide to sell.

Make Changes without Losing Money
According to Remodeling magazine, the best remodeling investments are:*

• Siding replacement
  (cost recovered: 87%)
• Minor bathroom remodel
  (cost recovered: 85%)
• Minor kitchen remodel
  (cost recovered: 85%)
• Window replacement (wood)
  (cost recovered: 85%)
• Two-story addition
  (cost recovered: 83%)
• Adding an attic bedroom
  (cost recovered: 80%)

By making these or other valuable improvements, you can get more mileage out of the place you already call home. Call us at 1-800-533-4004 or visit our website, www.endurafinancial.com, to learn more about how a home equity loan or home equity line of credit could help finance your remodel.

* National averages. Your costs and cost recouped will vary.