Endura Financial - Spring 2008

What's Inside

Find the Checking Account That's Simply Better for You!

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Find the Checking Account
That's Simply Better for You!

Introducing our new eLife checking account. eLife checking is an account filled with rewards based on the easy ways you use your account.*

4.50% APY
Free ATMs
One overdraft fee waived per year
No minimum balance
No monthly maintenance fee

eLife checking is just that easy!

The Relationship checking is an account for members who want more.

With this account, you earn interest on your checking account balance. You also receive five waived ATM fees per month and one overdraft fee waived per year when you have two qualifying accounts.** Add value to your checking account.

FREE checking is a straightforward, no-fee account.

If you're looking for a FREE checking account that provides you with a FREE debit card, FREE Online Banking and Bill Pay, and FREE eStatements – all with no minimum balance or monthly maintenance fee – this is the account for you.***

The KIT < Keep In Touch > checking account is designed to meet the needs of students and their parents!

This account offers financial products and services especially designed for young adults ages 16 to 24. Students receive reduced overdraft fees, no-fee ATM withdrawals and a free subscription to Brass magazine.^†

	Endura Financial Federal Credit Union ("EFFCU") membership required. $25 opening deposit required for all checking accounts.
*	APY = Annual Percentage Yield. Rates and program current as of March 1, 2008 and subject to change. Unlimited out-of-network and up to $15 in ATM surcharge fees waived per month when account requirements are met. Account will be credited the last day of the month; Surcharge fee refund does not apply to international transactions. Account requirements: Enrollment in Online Banking, eStatements and Direct Deposit; and conduct at least twelve (12) qualifying electronic posted transactions per month. Qualifying electronic transactions include: Debit Card, Online Banking, Bill Payment or ACH withdrawal. APY is .25% if resulting requirements are not met. Balances in excess of $25,000 will receive .25% APY. Dividends will compound and be paid monthly.
**	Surcharge fees may still apply. Qualifying accounts: Share savings, Get Ahead savings, Money Market, CD, IRA, Overdraft Line of Credit, Auto Loan, or Home Equity Loan or Line of Credit.
***	Debit Card subject to qualification.
^†	Surcharge fees may still apply when using a non-qualifying ATM. To receive up to six (6) surcharge fee refunds per month, member must submit receipts for refund and credit to account within 30 days of the transaction. Free Debit Card subject to qualification.

Spring 2008