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Lower interest rates and an abundance of homes on the market means now is a good time to buy. If you already own a home, you may want to refinance your existing mortgage. Whatever your dreams, our helpful home mortgage lending team can help make them a reality.

Which Mortgage Is Right for You?
There are many different mortgage products available to you, and choosing among them can be confusing. The Endura Financial Mortgage Services team will help you decide which one is right for you. Some of the options include:

  • Fixed-rate mortgages. These mortgages are available in a variety of terms to fit your needs. A fixed-rate mortgage has the same interest rate for the life of the loan. FHA loans available.
  • Adjustable-rate mortgages. ARMs are mortgages with an interest rate that can adjust over time, usually at specified intervals. If interest rates go up, your monthly mortgage payment can as well.
  • Jumbo mortgages. Jumbo mortgages are available for those wishing to finance a larger than normal amount. They may have higher interest rates, but can help buyers purchase high-end or vacation homes.
We're Here to Help
Whether you want to buy a second home, refinance your primary residence or buy your first place, we can help you choose the best mortgage for your unique needs.		 Contact Mike Sunnarborg, Mortgage Services Manager,
to review your options. He can
be reached at 952-738-7676 or
1-877-309-7676.

Spring 2008
This publication does not constitute legal, accounting or other professional advice. Although it is intended to be accurate, neither the publisher nor any other party assumes liability for loss or damage due to reliance on this material. Images may be from one or more of these sources: ©Jupiterimages, ©Getty Images, ©iStock, ©PhotoSpin. ©2008 Endura Financial Federal Credit Union.
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