How to Buy a New Car for Less

If you're eyeing a new vehicle, now may be the perfect time to buy. With 2008 vehicles emerging soon, many dealers may be scrambling to get 2007 models off the lot. A few simple tips can help you save money and find a vehicle that's right for you. And with the right financing and smart moves at the negotiating table, you may be able to drive away with a real bargain.

Smart Shopping Tips
1. Let your budget drive you.
Knowing how much you want to spend can help you stick to what you can afford, which will provide peace of mind during the car-buying process.

2. Explore price.
Edmunds.com suggests learning the invoice price, MSRP (Manufacturer's Suggested Retail Price) and New Car Blue Book Value of a car you're considering. This way, you're armed with information before negotiation.

3. Know the right time to buy.
Purchasing a vehicle close to the last day of the month may net you a better price, as many dealers have monthly sales quotas to meet.

4. Get a head start with financing.
Do your legwork before walking into the dealership. At Endura Financial, we offer pre-approvals with the best loan rates around. Or, you can finance your vehicle with EFFCU by dealing directly with one of our Preferred Dealers. For a list of Preferred Dealerships in Minnesota, visit the Preferred Dealers section on our website at www.endurafinancial.com/preferred_dealers.asp.

See Us First
We'll help you determine your best financing option. You can apply online, over the phone, in person, or at any of our Preferred Dealerships. Put yourself in the best negotiating position possible by visiting Endura Financial first!