"Let me talk with my manager" – does this bring back memories of your last car-buying experience? Negotiating a deal on a new or used vehicle is a lot easier when you take us shopping with you. Hop in the driver's seat with a pre-approved auto loan from Endura Financial.

Do Your Research First
Before you shop, figure out what type of car you want to buy and how much you should pay for it. Websites such as www.edmunds.com and www.kbb.com* can show you what the market value is for the make and model you are interested in.

Consumer Reports offers new car and used car price reports that tell you the real dealer cost including any additional incentives and holdbacks.* Shoot for a price of
4% to 8% over dealer cost. And www.edmunds.com offers the TMV (True Market Value) service that shows you the price you can expect to pay in your market.

It's also a good idea to contact the dealer or seller to find out what additional taxes and fees they charge. Some of these are negotiable, too, if they are not found on the original invoice.

Even Easier, Use Our Auto-Buying Service
We can do the research for you! Just tell us the make, model and year you are looking for – and we'll find your car. Plus we'll handle the negotiating, so you can get the best deal without the stress. If you like, we can even set up a test drive so you can find out which car is right for you. Once you make a decision, all you have to do is bring your pre-approved loan check to the dealer and drive away with your new wheels.

Now That's Easy!

Call Us Before You Go Shopping
Once you've pinned down your dream car, come talk to us. We offer a variety of loans and terms to fit your budget and can pre-approve your loan before you shop.

Squaring away your financing before you walk into the dealership will give you leverage and save you money. The dealer knows you mean business, and you always have the option of walking away if you don't agree with their price. You also don't have to deal with the hidden costs and unknowns of dealer financing.

* Websites provided for information only. No endorsement is implied.

Contact us at 612.951.1500 or 800.533.4004.
We're ready to shop when you are!

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