RETIREMENT CPR
Reviving Your Retirement Options

The key to saving for retirement is knowing how your money is being invested and what strategies you should use for accumulating wealth. Because everyone's situation is different, your best plan is to meet with your financial professional and discuss your investment options. Here are some basic principles to help you save money, pay less in taxes and build toward your financial future:

• Maximize pre-tax contributions to all company retirement plans and make sure they stay well invested.
• Make regular, maximum and early contributions to a Roth IRA, a traditional IRA or a qualified retirement plan.
• Balance investments inside and outside your retirement accounts. One of the keys to successful investing is asset allocation, which is the distribution of your assets over several investment classes.
• The percentage of your assets allocated to various classes should depend on factors such as your risk tolerance, age, objectives and resources.You need a balance.The proper allocation for your situation and risk tolerance should be determined by you and your financial consultant.

FCU CAN HELP
As a Florida Credit Union member, you are invited to receive a free consultation at your convenience to discuss your investment needs in detail.To learn more about how to invest in your future, call your Financial Network financial consultant, Mike Atkinson, at (800) 284-1144, ext. 4072, or visit him at Florida Credit Union, 2831 NW 43rd Street, Gainesville, FL 32606.

Securities are offered through Financial Network Investment Corporation, a registered broker/dealer and Member SIPC. Financial Network and Florida Credit Union are not affiliated. Asset allocation, which is driven by complex, mathematical models, should not be confused with the much simpler concept of diversification.

INVESTMENT PRODUCTS:

• No credit union guarantee
• Not a deposit
• Not insured by any federal government agency
• Not NCUSIF insured
• May lose value