INSIDE July 2006

Free Checking

The Driving Force of a Community

Reviving Your Retirement Options

BALANCESM Financial Fitness Program

Scholarship Recipients

Stay On-the-Go This Summer with Our Online Services

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Ensuring Your Safety Online

www.flcu.org

FCU’s Newest
Branch Now Open!

Visit us at Haile Market Square in Haile Plantation in Gainesville!

2785 SW 91st Street, Suite 200
(352) 377-4141
Monday-Friday
9 a.m.-6 p.m.
Saturday
9 a.m.-1 p.m.

BALANCESM Financial Fitness Program

Florida Credit Union is dedicated to helping you realize your financial goals – reducing your debt, saving for higher education, buying your first home or planning for retirement. This is why we are excited to announce your newest benefit of membership: BALANCE Financial Fitness Program.

Through BALANCE, you have access to free, unbiased money management information and assistance.All you have to do is make a toll-free phone call.

BALANCE counselors can answer many of your questions immediately – from how long an item stays on your credit report to whether it's better to lease or buy a car. For more complex issues, such as debt elimination or budget development, an appointment will be scheduled – giving you the personal attention you need to meet your objectives.

If bills have gotten out of hand, your counselor may be able to arrange a Debt Management Plan. BALANCE negotiates with creditors to reduce interest and fees so you can pay your debt quickly and efficiently. As a member of Florida Credit Union, the program's monthly administration fee of $20 is waived.

To use the new program, simply call (888) 456-2227. Counselors are available Monday through Thursday, 8 a.m. to 11 p.m. (ET); Friday, 8 a.m. to 8 p.m; and Saturday, 11 a.m. to 8 p.m. Visit www.balancepro.net for more information.

We recognize that money concerns have a serious effect on our quality of life. Now, through our newest partnership, you have access to the very best professional guidance – so you can achieve financial security faster than you ever thought possible.