INSIDE
October 2006

Consolidate Your
Financial Accounts
with Us

Cut Your Credit Card Interest Rates and Payments

Why Consolidate with a Credit Union?

Home Equity Line of Credit vs. Credit Card

Personal Checking

Financial Difficulties? We're Here to Help

Board Member Spotlight

www.flcu.org

FCU's Newest
Branch Now Open!

Visit us at Haile Market Square in Haile Plantation in Gainesville!

2785 SW 91st Street, Suite 200
(352) 377-4141
Monday-Friday
9 a.m.-6 p.m.
Saturday
9 a.m.-1 p.m.

ALL-IN-ONE CONVENIENCE
Consolidate Your Financial Accounts with Us

Seeing your complete financial picture can be quite a challenge. It's not uncommon to have a savings account at one institution, a checking account at another, plus several loans and credit card accounts all over the place. If you're tired of remembering multiple Web addresses, user names and passwords just to get at your financial information, maybe it's time to consolidate.

Responsive local service, the member-owned benefits of a credit union and greater savings are among the many reasons why it makes sense to consolidate your financial accounts with Florida Credit Union. In addition to the all-in-one convenience of having your accounts in one place, we also help you earn better yields and save money on unnecessary fees.

BETTER YIELDS ON SAVINGS
FCU's insured savings accounts and certificates offer an advantage over most other financial institutions. Our savings yields compare favorably to the national average, so your money has the potential to earn more. In addition, our savings products are geared toward savers of any level – even those just starting to save.

LOWER RATES ON LOANS
We're committed to providing better value than our competitors. Compare our rates on auto loans, credit cards, home equity lines of credit and mortgages with banking institutions.You'll find that as a credit union, we consistently offer lower rates on almost all of our loan products and services.

Let Us Help You Make the Switch
We want to make it easy and painless for you to transfer your financial accounts to us. We can help you open new accounts, switch over any automatic transactions you may have and help you close out old accounts with other financial institutions. One of our service representatives will be happy to help you and answer any questions you may have. Just stop in at the credit union branch nearest you or call (800) 284-1144.