INSIDE
October 2006

Consolidate Your
Financial Accounts
with Us

Cut Your Credit Card Interest Rates and Payments

Why Consolidate with a Credit Union?

Home Equity Line of Credit vs. Credit Card

Personal Checking

Financial Difficulties? We're Here to Help

Board Member Spotlight

www.flcu.org

FCU's Newest
Branch Now Open!

Visit us at Haile Market Square in Haile Plantation in Gainesville!

2785 SW 91st Street, Suite 200
(352) 377-4141
Monday-Friday
9 a.m.-6 p.m.
Saturday
9 a.m.-1 p.m.

BUSINESS
Cut Your Credit Card Interest Rates and Payments

By consolidating credit card balances, loans and lines of credit, you can pay debt faster with one easy monthly payment – often at a lower interest rate. Two options are:

  • Transfer balances to a lower-rate card or loan. If you transfer from a high-interest rate credit card to a card with a low fixed rate or a low-rate personal loan, you'll reduce the amount you pay in interest charges.
  • Take out a home equity loan. A home equity loan may offer a lower rate than a credit card and may allow you to deduct the interest you pay.

For more information, contact a loan specialist today at Florida Credit Union.We can help you find the best solution for consolidating your cards and loans.
FCU Phone Numbers
Visit us at our Web site www.flcu.org.

Call your local number
or (800) 284-1144.
Gainesville 377-4141
Lake City 755-4141
Ocala 237-8222
Starke 964-1427 		  CALL CENTER
HOURS OF OPERATION
9 a.m.-8 p.m.
Monday-Friday
9 a.m.-5 p.m.
Saturday

It's Where The Smart Money Goes.
P.O. Box 5549
Gainesville, FL 32627-5549
BOARD OF DIRECTORS:
Mr. Von Fraser, Chair
Dr. Jacquelyn Hart,Vice-Chair
Dr. Dan McKinnon,Treasurer
Dr. Barbara Buys, Secretary
Dr. Leonard Jackson, Director
Dr. John Rawls, Director		 Florida Credit Union is a state-chartered, full-service financial institution serving 42,000 members/owners. Membership is open to all residents of Alachua, Bradford, Citrus, Columbia, Gilchrist, Levy, Marion, South Clay, Suwannee and Union counties.
   This publication does not constitute legal, accounting or other professional advice. Although it is intended to be accurate, neither the publisher nor any other party assumes liability for loss or damage due to reliance on this material. ©2006 Florida Credit Union.