For more information on our checking account programs or to open your new account, call us today at (800) 284-1144, or visit us online at www.flcu.org.

Personal Checking

Your personal checking account should meet your requirements for convenience, service and cost-savings. We offer a number of checking options – whether you write checks frequently or on occasion, we have the checking account for you. Our variety of features and services makes your checking account a smart and flexible financial tool. Here’s a snapshot of our offerings:

Free checking. This no-nonsense account gives you all the basic features without a service charge or minimum balance. No interest is paid on this account.

Checking with interest. This account offers the opportunity to earn interest on your money.There is no monthly fee.

Senior Checking. Our Senior Checking option is available to anyone age 50 or better.This interest-bearing account requires no monthly fee. Senior Checking customers also receive a number of membership privileges and discounts with our senior travel program.

As a checking account holder, you can also receive these others services:

ATM/debit card. Enjoy electronic access to your checking account with a free ATM/debit card.Your card can be used at thousands of ATMs and countless retailers worldwide.

No-fee ATM access. Access your funds quickly and easily through ATMs worldwide.There are no fees when using one of our proprietary ATMs.

Online account access. Access your checking account 24 hours a day, seven days a week.View your account statements and transfer funds to or from your other accounts.

Phone banking. This 24-hour service allows you to check your balance, track recent transactions and access a number of other features. Call (800) 284-1144 anytime for free phone access and to select or change your personal identification number.

Direct deposit/direct payment. For added convenience, set up direct deposit of your paycheck or Social Security benefits, or arrange for direct debit of a loan payment.

Overdraft protection. You can apply for overdraft protection for those times when you run a little short of funds.*

* Subject to credit approval.