|
1. Focus on the goals that matter.
To accomplish your goals, you will need to
prioritize putting the most important
things first.
2. Put yourself on track to meet your goals.
The sooner you start putting money
away, the more time it has to grow. Start
a monthly transfer from your checking
account to your investment account.
3. Make regular contributions to your
company retirement plan.
If your employer offers a 401(k) or 403(b)
plan, invest the maximum amount. Your
contributions are made with tax-deferred
dollars, so they may reduce your taxable
salary.
4. Contribute regularly to an IRA.
There are several types of IRAs: Traditional, Roth,
SIMPLE, and SEP. Regardless of the type of
IRA you qualify for your savings will grow
tax-deferred.
5. Review your goals and track your
progress annually. Read your statements
and continue to monitor your spending.
Remember, you're involved in a marathon,
not a sprint. Day-to-day fluctuations will
have little bearing on your long-term goals.
|
|
By starting early, making the right
investments and with ample planning,
you can enjoy the future you have always
imagined. Our Financial Advisor, John W.
Jennette, Jr., is ready to help you today!
John is available to meet with you in the
Main Justice Branch on Monday, Tuesday,
Wednesday and Friday. He will be at the
FBI Branch on Thursday, the DEA Quantico
Branch on the first Tuesday of each month,
and the West Virginia Branch on the first
Monday of each calendar quarter. Other
appointments can be scheduled based
on necessity. You can reach John at
202.789.6900 or jennettj@jfcu.org.
|
