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| Holiday Closings October 12 Columbus Day October 24 MAFCU system upgrade November 26 & 27 Thanksgiving  Branch Locations 555 Quince Orchard Rd., Gaithersburg 12820 Wisteria Dr., Germantown 4831 Cordell Ave., Bethesda 11140 New Hampshire Ave., Silver Spring |
Who Offers the Better Deal?
When you're shopping for a financial institution, you'll need to consider the trust factor. Who can you trust to keep your money safe while providing the best service, up-to-date products and competitive rates? According to a recent survey, 88% of credit union members trust credit unions over banks.* And, with credit unions offering lower rates on loans, higher rates on savings and reduced fees, it's easy to see why many people prefer to take their financial business to a credit union.why choose a credit union?
Credit unions are not-for-profit cooperatives, which means they're focused solely on the needs of their members and are owned by the membership. Because credit unions, unlike banks, aren't profit-driven and don't cater to stockholders, they can offer members more money-saving alternatives.
What does it take to join a credit union? You first have to qualify for membership. Mid-Atlantic FCU is open to anyone who lives, works, worships or attends school in Montgomery County, Maryland. Better yet: Once you become a member, you can keep your membership throughout your lifetime, even if you move or switch jobs. Plus, many credit unions encourage you to invite your family members and eligible co-workers to join.
keeping your money safe
Sixty-two percent of members agree that the greatest credit union benefit is knowing that their money is safe and sound.* Each deposit you make is federally insured by the National Credit Union Administration (NCUA). Under newly passed legislation, each account holder's funds are insured to at least $250,000 until Dec. 31, 2013.** Mid-Atlantic FCU offers an additonal $250,000 of share insurance through ESI, a private company. When you trust your money to a credit union, you can rest assured that it will be there when you need it. More information about NCUA insurance and coverage is available at the NCUA Web site, www.ncua.gov.
experience the credit union difference
The credit union philosophy of "people helping people" reflects the goals of credit unions nationwide – to reach people in the community and offer solutions to their financial needs. Learn more about what Mid-Atlantic Federal Credit Union can offer you by visiting mafcu.org.
| * | Source: CUTS Performance Marketing, www.cutspm.com. |
| ** | On Jan. 1, 2014, the insurance coverage will revert to $100,000, excluding certain retirement accounts. |
