FEBRUARY 2007
Philadelphia Federal Credit Union



Stash Your Refund Now, Get More Cash Later

As you think of all that you could do with your tax refund, consider saving all or part of your money in a PFCU IRA Certificate. If you open an IRA Certificate between now and April 16, 2007, you can take advantage of our special rates on a 12-month term.

A special rate of 5.15% APY* applies to all 12-month Traditional IRA Savings, Coverdell ESA and Roth IRA Savings Certificates with a minimum opening deposit of $500. Plus, jumbo versions of these certificates have a special 12-month rate of 5.20% APY for accounts with a minimum deposit of $10,000 or 5.30% APY for a minimum deposit of $25,000.

In addition to IRA Certificates, we offer a variety of terms and low initial minimum balances to open Savings Certificates, which allows you to find the one to meet your savings goal and timeline. Contact a member services representative for more information.

To purchase a PFCU IRA or Savings Certificate, call us at 215-934-3500 or 800-832-PFCU (outside the metropolitan area) or visit a branch today.

*  APY = Annual Percentage Yield. Rates assume that dividends remain on deposit and are added to a starting principal balance of $500, $10,000 or $25.000. Withdrawal of dividends or from the opening balance will reduce actual earnings. PFCU one-year Savings Certificates are subject to a penalty of up to 180 days' dividends for early withdrawal. Dividends are compounded daily and credited monthly on the last day of each month.

Share Your Story:
If you had a good experience
with Philadelphia Federal Credit Union, we want to
know about it. Please e-mail
us at service@pfcu.com or
call us at 215-934-3500 or
800-832-PFCU
(outside the metropolitan area).

This publication does not constitute legal, accounting or other professional advice. Although it is intended to be accurate, neither the publisher nor any other party assumes liability for loss or damage due to reliance on this material.
©2007 Philadelphia Federal Credit Union.