INSIDE
Fall 2009


Important Information for Members

CARD Act – Q & A

Rock Solid Visa®

Free Online Education

Celebrate International Credit Union Day

Nominations of Credit Union Directors

Election Information

SESLOC Checking – Ideal for Students

Briefs

Contact SESLOC FCU
SESLOC Home Page
Special Offers
Current Rates
Employment Opportunities
Locations/Hours
Lost/Stolen Cards


HOLIDAYS
SESLOC offices will
be closed for:

Veterans Day
Wednesday, November 11

Thanksgiving
Thursday and Friday
November 26-27

Christmas Day
Friday, December 25

New Year's Day
Friday, January 1

Rock Solid Visa®

SESLOC's fixed-rate credit card has protected you from abusive rate changes and high fees for many years. Rates start as low as 7.90% APR*, based on your earned rate lending score. If you don't get our best rate, we'll show you how.

Balance transfers are free. So if rising rates have you looking for a rock solid credit card, give us a call. Our Member Service Representatives are happy to help.

* Annual Percentage Rate Fixed Rate 7.90% – 16.90%.
Rate based on credit history.
Daily Periodic Rate .00021644 – .00046301
Other APRs None
Grace Period for Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers and cash advances on the transaction date.
Balance Computation Method Average adjusted daily balance. This includes new purchases.
Annual Fee None
Late Payment Fee 5% of the minimum payment or $5, whichever is greater.
Cash Advance Fee 1% of the total dollar amount.
Over-Limit Fee $10 for each billing cycle in which your account exceeds the credit limit.
* APR = annual percentage rate.
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