SEPTEMBER 2012 FINANCIAL SERVICES FOR FIRST RESPONDERS        Online Banking  |  Loans  |  Rates  | Special Discounts Colleges Expenses – Are You Prepared?               As you likely are aware, college tuition and expenses have been on the rise. With the increasing cost of higher education, now more than ever you need a solid financial plan to help you prepare for the future.     more // Going Global: SFPCU Celebrates International Credit Union Day!               With more than 188 million members belonging to credit unions worldwide, it's hard to imagine its humble origins. The idea of people pooling their money to make loans was simple enough in 19th century Europe, but its impact today is immeasurable.     more // www.sfpcu.org     In This Issue     Don't Get Caught in the Cash Advance Cycle more // The Financial Facts of Life – For Kids more //         Promotions     Vehicle Loans as Low as 1.99% Home Loans with a $599 Flat Fee Pay Bills Online and Enter to Win $5,000 Sign up for E-statements and Enter to Win Kindle Fire® plus a $25 Amazon Gift Card!*         24/7 Call Center: 800.222.1391 • Email: Members_Info@sfpcu.org • SFPCU Holidays     This publication does not constitute legal, accounting or other professional advice. Although it is intended to be accurate, neither the publisher nor any other party assumes liability for loss or damage due to reliance on this material. Websites not belonging to SFPCU are provided for information only. No endorsement is implied. Images may be from one or more of these sources: ©Thinkstock, ©iStock, ©Fotolia. ©2012 BlueSpire Marketing | bluespiremarketing.com     Powered by BlueSpire Strategic Marketing