Do you have a high interest rate auto loan with another financial institution that makes you cringe each month? Well, cringe no longer! St. Mary's Bank would like the opportunity to refinance your current auto loan into a lower rate.

Passing Along the Savings to You
As a credit union, we work for you – our members/owners – and not for shareholders. Our goal is to pass along savings to our members in the form of better rates on loans and higher returns on your deposits. A refinanced lower-rate auto loan is one way we can help you save money. Check out these advantages:

• Competitive rates. Our auto loan rates are among the most competitive around. Try our auto loan calculator at www.stmarysbank.com
• Flexible terms. A variety of term lengths are available so you can choose the term with a monthly payment amount that best fits your budget and circumstances.
• Online application. It's easy, convenient and fast.
• Insurance protection. We can also help you safeguard the investment in your vehicle. Get a FREE online quote from the MEMBERS Auto and Homeowners Insurance Program, underwritten by Liberty Mutual Insurance Company, to see how much you could save on your auto insurance.

Other Financing Opportunities
In addition to refinancing your current auto loan, if you're looking for flexible, affordable financing on new and used RVs, boats, campers and motorcycles, we're here to help! Visit us online at www.stmarysbank.com, call 888.786.2791 or stop in at one of our locations today to learn more!