As you soak up the warm summer sun, and sip lemonade in your shorts and T-shirt, thoughts of winter winds, snow, eggnog and holiday sweaters couldn't be further from your mind. But don't let holiday spending and heating costs sneak up on you this year. Ease into the winter season by opening a Christmas or Home Heating club account today.

Account Options
Our club accounts offer a simple and safe way to save for any short-term savings goal. Automatic transfers let you set your own contribution schedule – and make saving effortless. Online banking allows you to keep tabs on your growing balance, and may help keep you focused on your goal.

These accounts allow you to keep savings earmarked for the holidays or home heating separate from your usual savings. You may be less likely to tap into your holiday or home heating funds for other needs, and you'll know exactly how much you have to spend on gifts and other seasonal needs.

Start Today!
Take a moment out of your warm summer days to open a special club account, for either holiday savings or home heating at St. Mary's Bank, and reap the rewards of a less stressful season this winter!

To learn more, stop by any location, visit www.stmarysbank.com or call our Member Contact Center at 1.888.786.2791.