Convenience Services Add Hours to Your Day

Ally Peters, Wings member since 2008.

With CU Online, You Can:

	Low 8.90% non-variable APR
	No annual fees
	No balance transfer fees
	No cash advance fees
	No penalty fees

Ask anyone if they have enough free time, and the answer will likely be "no." According to a 2008 Harris Poll, today's average American has 10 fewer hours of weekly leisure time than they did in 1973.

At Wings Financial, we're experts at catering to the time-pressed – after all, we've been serving air transportation employees for more than 70 years. So it's no surprise that Wings consistently leads the way in developing convenient and time-saving services for our members.

CU Online – Your Anywhere, Anytime Branch
Believe it or not, you can do virtually anything you'd normally do at a branch on CU Online – without burning gas or waiting in line. It's secure, free and easy to use; all you need is an Internet connection, your Wings ID# and a PIN.

New to CU Online? Check out the demo at www.wingsfinancial.com.

Remote Deposit – The Check's in the Mail, Money's in Your Account
While online deposits are fairly common for business accounts, Wings is one of the few consumer institutions to offer this time-saving service. Simply enter your check information in CU Online to receive immediate credit up to a predetermined limit. Then just drop the checks in the mail to complete the transaction.

Mobile Banking – Beyond Convenient, Connected
Wherever your mobile phone goes, your accounts can too. Pay bills while on vacation. Check balances before making a purchase. Find a nearby branch or surcharge-free ATM. Give it a try at mobile.wingsfinancial.com.*

Surcharge-Free ATM Network – Never Pay Another ATM Fee
Why pay a fee to access your own money? Wings members have access to the nation's largest surcharge-free ATM network, with more than 55,000 coast-to-coast convenient locations like airports, Target stores, Walgreens, CVS and more. To find locations near you, use the ATM Locator at www.wingsfinancial.com.

While we love having the opportunity to greet and serve our members personally, we know that your busy life demands time-saving alternatives. Take advantage of all Wings' convenience services – and hopefully, you'll find yourself with more free time.

*	There is no charge for the Mobile Banking service; however, browsing rates may apply. Check with your mobile carrier.

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eMoneyMatters is published by the Marketing Department at Wings Financial Credit Union for its members. It is designed to help maintain communication with members and provide reliable and helpful information that will contribute to each member's overall financial well-being. eMoneyMatters is published at Wings Financial Credit Union, 14985 Glazier Avenue, Apple Valley, MN 55124, (952) 997-8000. While consistent effort is made to ensure the integrity of information contained in this publication, material should not be considered legal, financial or professional advice. The publishers do not assume liability for loss or damage as a result of reliance on this data. Images may be from one or more of these sources: ©ThinkStock, ©iStock, ©Fotolia. Copyright ©2010 Wings Financial Credit Union. All rights reserved.