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Wings Financial
Chase
(New York)
Wells Fargo (Seattle)
U.S. Bank (Minneapolis)
Bank of America
(Atlanta)
Loans
APR*
APR*
APR*
APR*
APR*
New Auto
4.00%**
As low as 4.32%
As low as 6.64%
As low as 4.99%
As low as 3.09%
Used Car
4.00%**
As low as 4.37%
As low as 6.89%
As low as 4.99%
As low as 3.59%
New Boat
4.00%**
N/A
8.24%
9.25%-13.25%
6.75%
HELOC 80% LTV
13.99%†**
As Low as
4.74%
As Low as
5.865%
As Low as
3.99%
4.24%
Credit Card (Platinum)
18.90%**
Slate Card 13.24%- 22.24% Delinquent Rate 29.99%
9.15-20.15% Delinquent Rate 27.24%
11.99-22.99% Delinquent Rate 28.99%
Visa 10.99%-19.99% Delinquent Rate 24.24%

*  APR = annual percentage rate.
**  The above annual percentage rate and daily periodic rates will be increased by ½% in the event an active Wings Financial Credit Union checking account and recurring net direct deposit of payroll are not maintained.
†  Rate is variable. Closing costs vary by state. The average cost is $150, but can range from $50 to $1,800. Max APR 18.00%.

Rates are as of April 27, 2010, and are subject to change. Rate information obtained from financial institutions' websites or phone representatives. Auto rates shown are for a 60-month term. HELOC is up to 80% LTV.
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ALSO IN THIS ISSUE:
Scholarship Winners Announced!  |  Social Security Benefits  |  An Investor's Story  |  Discuss Finances Before Retiring  |  Beware of Census Scams  |  Compare Our Rates  |  2009 Annual Report
 

eMoneyMatters is published by the Marketing Department at Wings Financial Credit Union for its members. It is designed to help maintain communication with members and provide reliable and helpful information that will contribute to each member's overall financial well-being. eMoneyMatters is published at Wings Financial Credit Union, 14985 Glazier Avenue, Apple Valley, MN 55124, (952) 997-8000. While consistent effort is made to ensure the integrity of information contained in this publication, material should not be considered legal, financial or professional advice. The publishers do not assume liability for loss or damage as a result of reliance on this data. Images may be from one or more of these sources: ©ThinkStock, ©iStock, ©Fotolia. Copyright ©2010 Wings Financial Credit Union. All rights reserved.

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