Test Your ID Theft IQ

You might think identity theft can't happen to you, but all of us make minor mistakes that could potentially open the door to identity thieves. Answer the following questions to test your identity theft IQ, then total your score.

I use a cross-cut shredder to destroy all pre-approved credit offers, convenience checks, balance transfer checks and mail that includes personal information. Yes = 3 No = 0
I provide my Social Security number when asked, without inquiring why it is necessary or how the information will be protected.
Yes = 0 No = 3
My Social Security number can be found in my wallet or on my driver's license or personal checks. Yes = 0 No = 3
I send and/or receive mail using an unlocked, unsecured mailbox. Yes = 0 No = 3
I only give out personal information in response to a telephone call or e-mail that I initiated and know to be legitimate. Yes = 3 No = 0
When sharing personal information, I am conscious of people who may be trying to eavesdrop or glimpse my information. Yes = 2 No = 0
I have ordered a copy of my credit reports during the past year. Yes = 2 No = 0
When using the Internet, I make sure my firewall and antivirus software is updated. Yes = 2 No = 0
I immediately delete e-mails and hang up on phone calls from people I don't know. Yes = 2 No = 0
I keep sensitive financial information and passwords in a locked or protected area of my home that can't be accessed by visitors. Yes = 2 No = 0

Scoring: 25-20: You're at the head of the class! 19-15: Consider brushing up on your ID theft prevention techniques. 14 or below: Contact BALANCE^SM Financial Fitness for free and confidential counseling and education. Call (888) 456-2227 to speak with a certified counselor.

Remember: At Wings Financial, we will NEVER ask for your account information in an e-mail or an unsolicited telephone call.

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eMoneyMatters is published by the Marketing Department at Wings Financial Federal Credit Union for its members. It is designed to help maintain communication with members and provide reliable and helpful information that will contribute to each member's overall financial well-being. eMoneyMatters is published at Wings Financial Federal Credit Union, 14985 Glazier Avenue, Apple Valley, MN 55124, (952) 997-8000. While consistent effort is made to ensure the integrity of information contained in this publication, material should not be considered legal, financial or professional advice. The publishers do not assume liability for loss or damage as a result of reliance on this data. Images may be from one or more of these sources: ©Jupiterimages, ©Getty Images, ©iStock, ©SnapVillage. Copyright ©2009 Wings Financial Federal Credit Union. All rights reserved.