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Wings Financial
Chase
(New York)
Wells Fargo (Seattle)
U.S. Bank (Minneapolis)
Sun Trust
(Atlanta)
Loans
APR*
APR*
APR*
APR*
APR*
New Auto
14.50%**
As low as 4.02%
As low as 6.64%
As low as 5.09%
As low as 4.40%
Used Car
14.50%**
As low as 4.12%
As low as 6.89%
As low as 5.09%
As low as 4.50%
Personal Unsecured
12.00%**
N/A
As low as 13.10%
8.99%-13.25% Delinquent Rate 28.99%
9.5%-13.00%
Home Equity L.O.C.
14.50%**
4.74%
5.24%
3.99%-
25.00%
5.5%-9.5%
Credit Card (Platinum)
18.90%**
Slate Card 13.24%- 22.24% Delinquent Rate 29.99%
10.65-22.65% Delinquent Rate 27.24%
9.99-22.99% Delinquent Rate 28.99%
9.99%-15.99% Delinquent Rate 27.24%

APR = annual percentage rate.
**  The above annual percentage rate and daily periodic rates will be increased by ½% in the event an active Wings Financial Credit Union checking account and recurring net direct deposit of payroll are not maintained.
†  Closing costs vary by state. The average cost is $150, but can range from $50 to $1,800. Max APR 18.00%.

Rates are as of Feb. 3, 2010, and are subject to change. Rate information obtained from financial institutions' Web sites or phone representatives. Auto rates shown are for a 60-month term. HELOC is up to 80% LTV.
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eMoneyMatters is published by the Marketing Department at Wings Financial Credit Union for its members. It is designed to help maintain communication with members and provide reliable and helpful information that will contribute to each member's overall financial well-being. eMoneyMatters is published at Wings Financial Credit Union, 14985 Glazier Avenue, Apple Valley, MN 55124, (952) 997-8000. While consistent effort is made to ensure the integrity of information contained in this publication, material should not be considered legal, financial or professional advice. The publishers do not assume liability for loss or damage as a result of reliance on this data. Images may be from one or more of these sources: ©ThinkStock, ©iStock, ©Fotolia. Copyright ©2010 Wings Financial Credit Union. All rights reserved.

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