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"Be like the bird that, pausing on her flight awhile on boughs too slight, feels them give way beneath her, and yet sings, knowing that she hath wings."
– Victor Hugo
Issue Highlights: Home Equity Loans
Refinancing
First Class Checking
Wings Home Equity Loans – Now Even Lower Rates!
A home equity line of credit (HELOC) is a flexible, affordable way to get the financing you need, when you need it. Use it to refinance high-rate loans and credit cards, or to finance virtually any purchase. And now, Wings home equity lines are even lower, at just 3.99% APR* for a variable-rate HELOC (80% loan-to-value). Apply today!

*APR = annual percentage rate.
Refinancing – Save with Wings' Lower Rates!
Do you have a mortgage, vehicle loan or credit card with another institution? Compare what you're currently paying to Wings' low rates – and see how much you could save! Wings GreatRate Loans are significantly lower than the national averages, at just 4.0% APR.* Wings Visa® cards offer a low, 8.90% non-variable rate and no penalty fees. Plus, Wings offers nationwide mortgage lending with low rates and lower closing costs than most lenders.
Learn more.

*APR = annual percentage rate.
First Class Checking – It's Payback Time
Why pay bank fees, when Wings checking pays you? While other institutions are eliminating free checking accounts and raising fees, Wings First Class Checking puts cash back in your wallet: No monthly service charge, fewer and lower fees • Dividends with no minimum balance • Cash back with Signature Rewards • Free checks, Bill Payer and ATM access. Open a First Class Checking Account today!
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14985 Glazier Avenue, Suite 100
Apple Valley, MN 55124-6539

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